IMS Software Powers Global IME Bank’s 0% EMI Facility at Bhat-Bhateni

26 Jun, 2026

Shopping just became more flexible for Global IME Bank credit cardholders.

IMS Software has successfully integrated Global IME Bank’s paperless 0% EMI facility into the billing system at Bhat-Bhateni Supermarket & Department Store, making it easier for eligible customers to convert purchases into convenient monthly installments directly at the checkout counter.

Customers making purchases of NPR 15,000 or more can now choose repayment periods of 3, 6, 9, 12, or 18 months with 0% interest and no processing fee. The entire EMI process is completed during billing, without additional paperwork, separate applications, or lengthy approval procedures.

A Seamless Checkout Experience

The integration is powered by IMS ERP, which connects Bhat-Bhateni and Global IME Bank in real time. Once an eligible purchase is made, the EMI option becomes available instantly at the POS, allowing customers to complete their purchase quickly and conveniently.

By automating the process within the existing billing system, retailers can offer a smoother customer experience without disrupting day-to-day operations.

Driving Smarter Retail Through Technology

This collaboration demonstrates how technology can simplify financial services while enhancing the retail experience. By bringing banking and retail together on a single platform, IMS Software continues to help businesses adopt innovative digital solutions that improve customer convenience and operational efficiency.

As digital payments continue to evolve in Nepal, IMS Software remains committed to building practical technology that supports businesses, financial institutions, and consumers alike.

TAGS:

0% EMI Bhat-Bhateni Digital Payments Digital Transformation IMS ERP